Risk Management & Insurance Industry - Knowledge & Resource Center
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GCat: Risk Mgt, Claims & Ins
MCat: Risk Mgt
Cat: Auto Liability

Auto insurance basics. Explanation of auto insurance coverages. Car insurance consumer information. Description of the preferred repair shop process for auto claims. Outline of 20 items related to conducting an independent automotive damage appraisal. How to handle damage claims for 'specialty' automobiles.

68 Resources
10 Reasons to Purchase Collision Damage Waiver (CDW) When Renting a Vehicle [22330] ?

Consumers, in general, should purchase the CDW/LDW, at least for short-term rentals

Accident Response Fees [35493] ?

Some states are taking action to ban accident fees

Accident Tax [35494] ?

Opposed to the practice of municipalities charging accident response fees

Aftermarket Crash Parts - State Issues [11411] ?

Info on disclosure of the use of aftermarket crash parts in repairs

Air Bag Fraud [24681] ?

The cost of replacing air bag components after a collision is one of the largest cost increases in repair

Anti-Stacking Provisions With Uninsured/Underinsured Motorist Coverage [35823] ?

Some states have spoken on the issue of multiple auto policies and anti-stacking provisions

Assigned Risk: AIPSO State Plans [15440] ?

State auto residual market plans

Assigned Risk: Auto Residual Market Overview [15438] ?

Answers common questions about the Auto Residual Market

Assigned Risk: Michigan Automobile Insurance Placement Facility [15441] ?

Michigan’s residual market mechanism for automobile insurance

Assigned Risk: North Carolina Reinsurance Facility [15448] ?

Administers the automobile assigned risk plan for North Carolina

Attention to Details Reduces Fleet Loss Exposures [13448] ?

Covers four critical areas of loss control

Auto Accidents Advice [18514] ?

Legal advice to assist small business and individuals understand their rights

Auto Insurance Glossary [5133] ?

Provides definitions for auto policy terminology

Auto Insurance Issues [16918] ?

The issues facing the nation’s auto insurers and consumers

Auto Risk & Insurance [16693] ?

Series of articles related to fleet exposures and coverages

Auto Theft and Insurance [21776] ?

Key facts and current developments

Auto versus Mobile Equipment in the 2004 CGL [28710] ?

The challenge is to figure out what is considered an

Automobile Insurance & Bystander Emotional Distress [18441] ?

Outlines 2004 Connecticut High Court ruling limiting emotional distress recovery

Automobile Insurance - PAP vs BAP [pdf] [17622] ?

Coverage issues related to the personal auto policy & business auto policy

Automobile Insurance Basics [26744] ?

Describes required and optional automobile insurance coverages

Automobile Insurance Guide [13446] ?

Covers the basics of six types of auto insurance coverage

Automotive Glossary [18681] ?

Definitions of key terms

Borrowed, Rented or Leased Vehicles [24683] ?

Here are some points to consider before using a non-owned vehicle

Business Auto Policy Covered Auto Designation Symbols [27355] ?

Illinois, Arizona, Louisiana have expanded uninsured motorist/underinsured motorist coverage to hired and non-owned

Business Use Of Employee's Autos [28728] ?

An Insurance Perspective

Car Insurance Articles [13442] ?

How to buy wisely, save money and make claims

Car Insurance Coverage Options [26745] ?

Consumer's guide to car insurance

Car Insurance FAQ [13443] ?

Answer to common consumer questions

Car Rental Insurance Basics [16412] ?

Do I need insurance to rent a car?

Cell Phones and Driving [21763] ?

Recent developments on the dangers associated with driving and cell phone use

Commercial Auto Coverage Symbols [28729] ?

Commercial auto policies specify the extent of coverage provided by using symbols to indicate the breadth of protection

Comparison of Insurance Costs on the Basis of Damage Susceptibility [pdf] [13628] ?

Comparison of passenger cars, station wagons/passenger vans, pickups and utility vehicles

Updated Cost/Benefit Worksheet For Fleet Safety [4150] ?

Calculator includes the impact of indirect costs of fleet accidents

Crash Costs [33307] ?

A fact sheet on US national crash statistics

Do You Understand Your Auto Insurance Policy [14561] ?

Explains auto insurance coverages

Driving Scenarios [14532] ?

Take precautions and avoid hassle by knowing what to do after an accident

Drunk Driving and Insurance Issues [21770] ?

How drunk driving affects auto liability insurance losses

FL-Florida Motor Vehicle Insurance [pdf] [33841] ?

A summary of the law effective Jan 1, 2008 - the reformed PIP/no-fault auto insurance provisions - PIP medical benefits

GAP Insurance Issues [28712] ?

GAP is an acronym for Guaranteed Auto Protection

Glossary of Automotive Terminology [18662] ?

Provides definitions of automotive terminology

Hired Auto and Non-Owned Auto Insurance Coverage [25701] ?

An explanation of the basics

How to Lower Your Auto Insurance Costs [18357] ?

Advice for consumers

Individual Name Insured Endorsement [22325] ?

Compared to the Drive Other Car coverage (DOC) endorsement

Insurance Law: Auto Insurance [18503] ?

FAQ answers common legal questions related to auto liability insurance

Intra-Company Auto Insurance Underwriting Profits Under Alternative Forms of Rate Regulation [22104] ?

Study looks at intra-company differences in profitability for insurers that actually participate in each state market

KY-Kentucky PIP Reform Issues [33840] ?

Personal Injury Protection (PIP) is mandatory auto insurance coverage in Kentucky

Minimum Levels of Required Auto Insurance [22314] ?

Chart of which states require minimum liability, PIP, no-fault or uninsured motorist coverage

Minimum State Auto Insurance Requirements [26743] ?

The following table lists the minimum requirements in all 50 states and D.C.

Mobile Equipment and the Business Auto Policy [30096] ?

Explains BAP symbol 19

NC-North Carolina Rate Bureau Automobile [15445] ?

Establishes rules and premium rates for auto liability insurance in North Carolina

No-Fault Auto Insurance [21765] ?

No-fault applies to state laws that provide for payment of no-fault first-party benefits & restrict the right to sue

No-Fault Auto Insurance Fraud [24663] ?

The no-fault system is viewed by opportunistic claimants as a kind of macabre lottery

Non Owner Auto Insurance [13447] ?

What you need to know

Updated Non-Owned Auto Liability [pdf] [28995] ?

A description of the coverage

Non-owned Auto Liability Exposures [pdf] [26638] ?

Examples of how a business is liable for accidents caused by employees driving their own vehicles

Owner Liability in Car Accident Litigation [26192] ?

Vicarious Liability for Car Owners

Personal Auto Policy [17836] ?

An overview of coverages provided by the PAP

Personal Automobile Insurance Rate Regulation Laws [pdf] [33842] ?

A summary of the law in each state - tort law or no-fault as of August, 2007

Private Passenger Auto Insurance Research [27980] ?

Summaries of reports

Self-Insureds Must Write Down UM Limit Reductions [pdf] [27342] ?

2005 Connecticut court ruling on uninsured motorist limits and self-insured requirements

Senior Drivers: Auto Risk & Insurance Concerns [24656] ?

Covers older drivers and automobile accidents

The Dangerous Driver and Negligent Entrustment [36953] ?

The negligent entrustment concept may make companies responsible for their employee's behind-the-wheel behavior

Trucking & Insurance [21104] ?

August, 2004 overview of the insurance market for the trucking industry

TX-Texas Automobile Insurance Rate Guide [16337] ?

The rates shown in the rate table are for a one-year basic liability policy

Understanding Your Auto Policy [9814] ?

Car insurance-related topics for consumers

Vehicle Telematics and Insurance [36954] ?

Telematics devices offer fleet operators, insurers and risk managers insight into driving behaviors


Related Categories & Information

- rmis.com rmLibrary : Related Categories (9)

Claims Management / Auto Claims
Auto and fleet liability claims management

Fleet / Accidents
Accident investigation & reconstruction, preventability, trailer underride, etc.

Fleet / Crash Tests
Vehicle crash data for the USA, Australia, Europe & Japan

Fleet / Drivers
MVRs. FAQ for owner operators. Log books. Driver response time.

Fleet / Fleet Policies
Sample fleet-related company policies - vehicle use, drivers, seat belts, etc.

Legal / Transportation Law
Case developments, articles, resources related to transportation law

Risk Mgt / Consumer Insurance
Insurance bulletins & alerts designed for consumers

Risk Mgt / Programs
Full text of risk management policy and procedure manuals

Security / Vehicle Theft
Theft losses by make and model. Tips to prevent auto theft


- Cross References to other LAD Libraries (22)


- Cross References to LAD Directories (10)


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